Terms and Conditions

1. Terms and Conditions

1.1 Acceptance of Terms

By accessing and using Bio Pharma Stock, you agree to abide by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the application.

1.2 Services Provided

Bio Pharma Stock provides stock signals, news, daily video updates, stock analysis, and subscription-based content related to the US pharmaceutical stock market.

1.3 User Responsibilities

You acknowledge that all stock signals and ideas are based on our internal research and analysis. You must conduct your own research before making any investment decisions. Bio Pharma Stock does not guarantee the accuracy, reliability, or completeness of any provided information. You are solely responsible for any financial loss resulting from the use of our signals or stock insights. You must not use our services for any illegal, fraudulent, or unauthorized purposes.

2. Payment & Subscription Policy

2.1 Subscription Plans

Bio Pharma Stock operates on a subscription model. Users must choose a plan to access premium content. Subscription fees are displayed clearly before purchase and are subject to change at our discretion.

2.2 Payment Terms

Payments are processed securely through third-party payment providers. By subscribing, you authorize Bio Pharma Stock to charge your payment method for the selected plan.

2.3 Refund Policy

No refunds will be issued once a subscription is purchased. If you experience billing issues, contact our support team for assistance.

3. Risk Disclaimer

3.1 Investment Risks

Investing in stocks involves risks, including potential financial loss. Bio Pharma Stock provides educational content and stock insights; we do not provide financial advice. We do not guarantee any specific financial outcomes or profits. You should consult a licensed financial advisor before making any investment decisions.

4. Privacy Policy

4.1 Information We Collect

We collect user data, including name, email, and app usage behavior. Personal data is stored securely and used to improve our services.

4.2 How We Use Your Data

To provide stock signals, news, and personalized recommendations. To manage subscriptions. To communicate with you regarding updates, offers, or support inquiries.

4.3 Third-Party Sharing

We do not sell user data to third parties. Data may be shared with trusted service providers (e.g., payment processors) to facilitate our services.

4.4 Cookies & Tracking

We use cookies to enhance user experience and analyze traffic. You can manage cookie preferences in your browser settings.

5. User Conduct

5.1 Acceptable Use

You agree not to copy, distribute, or misuse our stock signals and content. Any misuse of our platform, including sharing paid content without authorization, may result in account suspension.

6. Limitation of Liability

6.1 Liability Disclaimer

Bio Pharma Stock is not liable for any financial losses, investment decisions, or damages incurred through the use of our platform. We do not guarantee that the service will be available without interruptions, errors, or delays.

7. Modifications to Policies

7.1 Policy Changes

Bio Pharma Stock reserves the right to modify these policies at any time. We will notify users of major changes via email or app notifications.

8. Contact Information

8.1 Contact Details

If you have any questions about our policies, contact us at: 📧 support@biopharmastock.com